What is SR22 Insurance?

Cindy Castillo FAQs

An SR-22 is an endorsement (certificate) of insurance that is issued by an insurer to the Department of Motor Vehicles (DMV) or to the Secretary of State. An SR-22 is generally required after a driver has been cited for driving without proper insurance. It can also be required for traffic-related offenses such as DUIs and those that involve negligence or severe endangerment of other drivers or pedestrians. Your license may be suspended for failure to submit an SR-22 within 30 days after the state’s request for proof that you comply with the state’s financial-responsibility (insurance) requirements.

Failure to maintain proper insurance could lead to the suspension of your vehicle registration and/or driver license. To reinstate these privileges, fees and future proof of financial responsibility must be filed with MVD. Also, under certain circumstances where you have been served with an admin per se/implied consent, and you fail to serve your suspension prior to a conviction of DUI, MVD may require you to post SR22 insurance. The future proof requirement is most commonly SR22 from an insurance company.